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Savings accounts

Savings accounts ranked by what they pay on $10,000 in a year, after any monthly fee.

Sorted by: yearly value for $10,000 kept for a year, after fees. The rate is the bank’s published APY for that balance; each row links the bank’s own page and says when we checked it. Data as of Oct 10, 2026. Updated . Leaves out 1 account reporting over 7% APY, almost always a limited promotion or a misread figure.

What would you gain by switching? · CD rates · After-tax yield

  1. Axos ONE Summit SavingsAxos Bank · source · checked Oct 10, 2026
    A year$500
    APY5.00%
    FeeNone
    To open
  2. Coverdell ESAApple · source · checked Oct 10, 2026Membership limited: family, geography, organization
    A year$500
    APY5.00%
    Fee
    To open
  3. Select Savings from BarclaysBarclays Bank Delaware · source · checked Oct 10, 2026
    A year$425
    APY4.25%
    FeeNone
    To openNone
  4. My Home SavingsSchoolsfirst · source · checked Oct 10, 2026Membership limited: employer, family, organization
    A year$425
    APY4.25%
    Fee
    To open
  5. EverBank Performance SavingsEverBank · source · checked Oct 10, 2026not stated: promotional APY: how long it lasts isn't stated
    A year$420
    APY4.20%
    FeeNone
    To openNone
  6. E-SharesState Farm · source · checked Oct 10, 2026Also at this rate: Secondary Share Savings Account, IRA Savings AccountsMembership limited: employer, family
    A year$408
    APY4.08%
    Fee
    To open
  7. Share/IRA AccountsAmerican Airlines · source · checked Oct 10, 2026Membership limited: employer, family
    A year$405
    APY4.05%
    Fee
    To open
  8. My Club Custom SavingsSchoolsfirst · checked Oct 10, 2026Membership limited: employer, family, organization
    A year$405
    APY4.05%
    Fee
    To open
  9. Performance SavingsNorthwest Bank · source · checked Oct 10, 2026
    A year$400
    APY4.00%
    FeeNone
    To open$1
  10. Eagle High-Yield Savings Account (HYSA)EagleBank · source · checked Oct 10, 2026Also at this rate: Eagle High-Yield Savings Account
    A year$400
    APY4.00%
    FeeNone
    To open$1,000
  11. Bread Savings High Yield SavingsComenity Capital Bank · source · checked Oct 10, 2026
    A year$400
    APY4.00%
    FeeNone
    To open$100
  12. High-Yield SavingsLive Oak Banking Company · source · checked Oct 10, 2026not stated: promotional APY: how long it lasts isn't stated
    A year$400
    APY4.00%
    FeeNone
    To openNone
  13. My Reserve Savings AccountApple Bank · source · checked Oct 10, 2026not stated: promotional APY: how long it lasts isn't stated
    A year$400
    APY4.00%
    FeeNone
    To open$1,000
  14. Eagle SavingsEagleBank · source · checked Oct 10, 2026
    A year$400
    APY4.00%
    Fee
    To open
  15. Statement SavingsBeal Bank USA · source · checked Oct 10, 2026
    A year$390
    APY3.90%
    Fee
    To open$500
  16. Max SavingsLake Michigan · source · checked Oct 10, 2026membership: Contribute $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation
    A year$390
    APY3.90%
    FeeNone
    To open
  17. STAR HIGH-YIELD SAVINGSTexas Capital Bank · source · checked Oct 10, 2026
    A year$385
    APY3.85%
    FeeNone
    To openNone
  18. Growth SavingsForbright Bank · source · checked Oct 10, 2026
    A year$385
    APY3.85%
    FeeNone
    To openNone
  19. Sallie Mae Bank High-Yield Savings AccountSallie Mae Bank · source · checked Oct 10, 2026
    A year$385
    APY3.85%
    FeeNone
    To openNone
  20. STAR SAVINGSTexas Capital Bank · source · checked Oct 10, 2026
    A year$385
    APY3.85%
    FeeNone
    To openNone
  21. High-Yield Savings PremierWestern Alliance Bank · source · checked Oct 10, 2026
    A year$380
    APY3.80%
    FeeNone
    To open$500
  22. Premier Savings AccountWestern Alliance Bank · source · checked Oct 10, 2026
    A year$380
    APY3.80%
    Fee
    To open
  23. Agility High-Interest Savings AccountCIBC Bank USA · source · checked Oct 10, 2026
    A year$375
    APY3.75%
    FeeNone
    To open$1,000
  24. High Yield eSavingsCapitol Federal Savings Bank · source · checked Oct 10, 2026
    A year$370
    APY3.70%
    FeeNone
    To open
  25. Summit SavingsAxos Bank · source · checked Oct 10, 2026
    A year$368
    APY3.68%
    FeeNone
    To openNone
  26. Online Savings AccountGoldman Sachs Bank USA · source · checked Oct 10, 2026Also at this rate: Marcus Online Savings Account+$25 if a current customer refers you (Marcus by Goldman Sachs Referral Program)
    A year$350
    APY3.50%
    FeeNone
    To openNone
  27. SmartyPig Savings AccountSallie Mae Bank · source · checked Oct 10, 2026
    A year$340
    APY3.40%
    FeeNone
    To open
  28. High Yield Savings AccountAtlantic Union Bank · source · checked Oct 10, 2026
    A year$340
    APY3.40%
    Fee$10a month
    To open$500
  29. Connect Savings AccountCentier Bank · source · checked Oct 10, 2026
    A year$335
    APY3.35%
    FeeNone
    To openNone
  30. Smart Move Online SavingsRidgewood Savings Bank · source · checked Oct 10, 2026
    A year$335
    APY3.35%
    FeeNone
    To open$0.01
  31. Founder SavingsHappen Bank · source · checked Oct 10, 2026
    A year$335
    APY3.35%
    Fee
    To open$100
  32. Barclays Online SavingsBarclays Bank Delaware · source · checked Oct 10, 2026
    A year$330
    APY3.30%
    FeeNone
    To openNone
  33. High-Yield SavingsHappen Bank · source · checked Oct 10, 2026
    A year$330
    APY3.30%
    Fee
    To open$100
  34. Online Personal Savings AccountCTBC Bank Corp. (USA) · source · checked Oct 10, 2026not stated: promotional APY: how long it lasts isn't stated
    A year$330
    APY3.30%
    FeeNone
    To open$250
  35. High Yield Savings AccountCitadel · source · checked Oct 10, 2026
    A year$320
    APY3.20%
    Fee
    To open
  36. Ameriprise® Bank Savings AccountAmeriprise Bank, FSB · source · checked Oct 10, 2026
    A year$310
    APY3.10%
    FeeNone
    To open$100

How much interest $1,000 to $100,000 earns in a savings account

A year’s interest at the best savings account we track for each balance (after any monthly fee), against the median APY of the accounts we rank at that balance (before fees). The best account can change with the balance: rates, tiers and minimums differ. Rates as of Oct 10, 2026.

BalanceA year at the best rateBest accountAt the median rate
$1,000$50 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$2 at 0.18%, the median of 230
$5,000$250 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$10 at 0.20%, the median of 233
$10,000$500 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$20 at 0.20%, the median of 234
$20,000$1,000 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$40 at 0.20%, the median of 236
$25,000$1,250 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$50 at 0.20%, the median of 240
$50,000$2,500 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$100 at 0.20%, the median of 238
$100,000$5,000 at 5.00% APYAxos ONE Summit SavingsAxos Bank · the bank’s page · checked Oct 10, 2026$250 at 0.25%, the median of 239

For any other balance or a monthly deposit, use the savings calculator.

Rates change often; the bank’s own page is the final word. We sort by the measure named above and nothing else, and no link here pays us. How we make money