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Texas Capital BankSavings accountChecked Oct 10, 2026Updated

Texas Capital STAR HIGH-YIELD SAVINGS

3.85%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$385 after fees
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#20 of 234 savings accounts, by a year’s value on $10,000
Visit Texas CapitalThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.85%$38
$5,0003.85%$192
$10,0003.85%$385
$25,0003.85%$962
$50,0003.85%$1,925
$100,0003.85%$3,850

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026
APY paid on balances up to
$1,000,000Source · checked Oct 10, 2026
Interest compounds
dailySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
$15Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
Early closure fee
NoneSource · checked Oct 10, 2026
Cashier’s check
NoneSource · checked Oct 10, 2026
Stop payment
NoneSource · checked Oct 10, 2026

Who can open it

Where
TexasSource · checked Oct 10, 2026

Features

Interest bearingNo minimum balanceOnline openingOverdraft grace periodSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money