Sallie Mae BankSavings accountChecked Oct 10, 2026Updated
Sallie Mae SmartyPig Savings Account
3.40%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $340 after fees
- Monthly fee
- No monthly fee
- On our list
- #31 of 234 savings accounts, by a year’s value on $10,000
Visit Sallie MaeThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.40% | $34 |
| $5,000 | 3.40% | $170 |
| $10,000 | 3.40% | $340 |
| $25,000 | 3.40% | $850 |
| $50,000 | 3.40% | $1,700 |
| $100,000 | 3.40% | $3,400 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,500 | 3.40% |
| $2,500 to $10,000 | 3.40% |
| $10,000 to $50,000 | 3.40% |
| $50,000 and up | 3.40% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- your aggregate account balance on all your SmartyPig goals (including your Primary Account) plus your month to date accrued interestSource · checked Oct 10, 2026
- Interest compounds
- Compounded daily, paid monthlySource · checked Oct 10, 2026
Fees
Features
Automatic savingsBudgeting toolsInterest bearingNo minimum balanceOnline openingSavings buckets
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money