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Goldman Sachs Bank USASavings accountChecked Oct 10, 2026Updated

Goldman Sachs Online Savings Account

3.50%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$350 after fees
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#29 of 234 savings accounts, by a year’s value on $10,000
Visit Goldman SachsThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.50%$35
$5,0003.50%$175
$10,0003.50%$350
$25,0003.50%$875
$50,0003.50%$1,750
$100,0003.50%$3,500

Bonuses

  • ReferralWith a current customer’s referral · Marcus by Goldman Sachs Referral Program

    Must be a new Marcus customer who has not had a Marcus Online Savings Account or CD in the last 12 months, use an existing customer's unique referral link, and open a new Online Savings Account. The 1.00% APY rate boost lasts 3 months and b

Rate conditions

Interest compounds
dailySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026

Features

Interest bearingNo minimum balanceOnline openingSupport 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money