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Capitol Federal Savings BankSavings accountChecked Oct 10, 2026Updated

Capitol Federal High Yield eSavings

3.70%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$370 after fees
Monthly fee
No monthly fee
On our list
#27 of 234 savings accounts, by a year’s value on $10,000
Visit Capitol Federal SavingsThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,0003.70%$370
$25,0003.70%$925
$50,0003.70%$1,850
$100,0003.70%$3,700

Rate conditions

Balance needed for the APY
$10,000Source · checked Oct 10, 2026
To earn the APY
Minimum balance to earn APY is $10,000
  • account must be enrolled in eStatements
Source · checked Oct 10, 2026
Interest compounds
Interest is compounded dailySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
All of these:
  • maintaining a $10,000 average daily balance
  • enroll in eStatements
Source · checked Oct 10, 2026

Features

Interest bearingOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money