Ridgewood Savings BankSavings accountChecked Oct 10, 2026Updated
Ridgewood Smart Move Online Savings
3.35%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $335 after fees
- Monthly fee
- No monthly fee
- To open
- $0.01 to open
- On our list
- #34 of 234 savings accounts, by a year’s value on $10,000
Visit Ridgewood SavingsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.35% | $34 |
| $5,000 | 3.35% | $168 |
| $10,000 | 3.35% | $335 |
| $25,000 | 3.35% | $838 |
| $50,000 | 3.35% | $1,675 |
| $100,000 | 3.35% | $3,350 |
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $249,999.99 | 3.35% |
| $250,000 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
Features
Interest bearingNo minimum balanceOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money