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Capital OneSavings accountChecked Oct 10, 2026Updated

Capital One 360 Performance Savings

3.10%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$310 after fees
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#41 of 234 savings accounts, by a year’s value on $10,000
Visit Capital OneThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.10%$31
$5,0003.10%$155
$10,0003.10%$310
$25,0003.10%$775
$50,0003.10%$1,550
$100,0003.10%$3,100

Bonuses

  • $1,500For new customers

    Open a new 360 Performance Savings account with promo code BONUS1500, deposit $20,000+ of external funds during the 15-day Initial Funding Period after opening your account, and hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.

    Can you meet it? The bank bonus finder

Rate conditions

Interest compounds
Interest accrues daily and compounds monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026

Features

Automatic savingsBranch accessInterest bearingITIN acceptedMobile check depositNo minimum balanceOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money