Apple BankSavings accountChecked Oct 10, 2026Updated
Apple My Reserve Savings Account
4.00%APY on $10,000 · as of Oct 10, 2026Promotional rate: A promotional rate: it lasts a limited time
- A year on $10,000
- $400 after fees
- Monthly fee
- No monthly fee
- To open
- $1,000 to open
- On our list
- #16 of 234 savings accounts, by a year’s value on $10,000
Visit AppleThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 4.00% | $40 |
| $5,000 | 4.00% | $200 |
| $10,000 | 4.00% | $400 |
| $25,000 | 4.00% | $1,000 |
| $50,000 | 4.00% | $2,000 |
| $100,000 | 4.00% | $4,000 |
Rate conditions
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- ATM network
- Any ATM worldwide; Apple Bank reimburses all ATM transaction feesSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- New York, New Jersey, FloridaSource · checked Oct 10, 2026
Features
ATM fee rebatesDebit cardInterest bearingMobile check depositNo minimum balanceOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money