Comenity Capital BankSavings accountChecked Oct 10, 2026Updated
Comenity Capital Bread Savings High Yield Savings
4.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $400 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #14 of 234 savings accounts, by a year’s value on $10,000
Visit Comenity CapitalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 4.00% | $40 |
| $5,000 | 4.00% | $200 |
| $10,000 | 4.00% | $400 |
| $25,000 | 4.00% | $1,000 |
| $50,000 | 4.00% | $2,000 |
| $100,000 | 4.00% | $4,000 |
Rate conditions
- Interest compounds
- Interest is compounded daily then credited to your account monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $15Source · checked Oct 10, 2026
Who can open it
- Availability
- To be eligible to open a Bread Savings online account, you must be at least 18 years of age, be a United States citizen or resident alien, have a valid U.S. government-issued Social Security number, and a physical U.S. address.Source · checked Oct 10, 2026
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Free external transfersInterest bearingJoint accountsMobile check depositOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money