Goldman Sachs Bank USASavings accountChecked Oct 10, 2026Updated
Goldman Sachs Marcus Online Savings Account
- A year on $10,000
- $350 after fees
- Monthly fee
- No monthly fee
- To open
- No minimum to open
- On our list
- #30 of 234 savings accounts, by a year’s value on $10,000
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.50% | $35 |
| $5,000 | 3.50% | $175 |
| $10,000 | 3.50% | $350 |
| $25,000 | 3.50% | $875 |
| $50,000 | 3.50% | $1,750 |
| $100,000 | 3.50% | $3,500 |
Bonuses
ReferralWith a current customer’s referral · Marcus by Goldman Sachs Referral Program
Must be a new Marcus customer who has not had a Marcus Online Savings Account or CD in the last 12 months, use an existing customer's unique referral link, and open a new Online Savings Account. The 1.00% APY rate boost lasts 3 months and b
Rate conditions
- Promotional rate lasts
- 3 monthsSource · checked Oct 10, 2026
Fees
Features
Free external transfersInterest bearingJoint accountsLive chatOnline openingSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money