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Axos BankSavings accountChecked Oct 10, 2026Updated

Axos Summit Savings

3.68%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$368 after fees
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#28 of 234 savings accounts, by a year’s value on $10,000
Visit AxosThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.75%$38
$5,0003.75%$188
$10,0003.68%$368
$25,0004.01%$1,002
$50,0004.01%$2,005
$100,0004.01%$4,010

Rates by balance

BalanceAPY
Any balance4.01%
$10,000 to $24,999.993.68%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$0Source · checked Oct 10, 2026
Promotional rate lasts
6 monthsSource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
ATM network
over 95,000 fee-free ATMsSource · checked Oct 10, 2026
ATMs in the network
95,000Source · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026

Features

Interest bearingMobile check depositOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money