Lake MichiganSavings accountChecked Oct 10, 2026Updated
Lake Michigan Max Savings
3.90%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $390 after fees
- Monthly fee
- No monthly fee
- On our list
- #19 of 234 savings accounts, by a year’s value on $10,000
Visit Lake MichiganThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.90% | $39 |
| $5,000 | 3.90% | $195 |
| $10,000 | 3.90% | $390 |
| $25,000 | 3.90% | $975 |
| $50,000 | 3.90% | $1,950 |
| $100,000 | 3.90% | $3,900 |
Fees
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- People who live, work, worship or attend school anywhere in Michigan’s lower peninsula or Florida
- Contribute $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation ($5)
- Family members of existing LMCU members
Features
Interest bearingNo minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money