Credit card changes in October 2026

41 changes to cards’ annual fees, APRs and welcome offers, confirmed in October 2026: 37 apr changes, 1 annual fee, 3 bonus changes. A change is listed once both the old and the new value held for 3 days.

Oct 7, 2026 U.S. Bank Business Essentials™ Visa® Card (US Bank): Bonus down, 50,000 to $500
Oct 4, 2026 Susan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit Card (Bank of America): APR down, 18.24% to 17.74%
Oct 4, 2026 Royal ONE™ Visa Signature® Credit Card (Bank of America): APR up, 17.49% to 17.74%
Oct 4, 2026 Credit One Bank Wander American Express Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Vegas Golden Knights Credit Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Secured Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Premier American Express Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Platinum X5 Visa Signature Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Platinum Visa® for Rebuilding Credit (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Platinum Rewards Visa® Card (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Platinum Rewards Visa with No Annual Fee (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Credit One Bank Omni Rewards American Express Card (Credit One): APR up, 29.74% to 29.99%
Oct 4, 2026 Credit One Bank American Express for Rebuilding Credit (Credit One): APR down, 29.74% to 28.74%
Oct 4, 2026 Cash Rewards Secured Credit Card from Bank of America (Bank of America): APR down, 28.24% to 27.74%
Oct 4, 2026 British Airways Credit Card (Chase): APR up, 19.24% to 19.49%
Oct 4, 2026 BankAmericard® Secured Credit Card from Bank of America (Bank of America): APR up, 25.24% to 26.24%
Oct 4, 2026 Bank of America® Unlimited Cash Rewards Secured Credit Card (Bank of America): APR down, 28.24% to 27.74%
Oct 4, 2026 Bank of America® Unlimited Cash Rewards Credit Card for Students (Bank of America): APR down, 18.24% to 17.74%
Oct 4, 2026 Bank of America® Unlimited Cash Rewards Credit Card (Bank of America): Bonus up, 200 to $250
Oct 4, 2026 Bank of America® Unlimited Cash Rewards Credit Card (Bank of America): APR down, 18.24% to 17.74%
Oct 4, 2026 Bank of America® Travel Rewards Credit Card for Students (Bank of America): Bonus up, 20,000 to 25,000
Oct 4, 2026 Bank of America® Travel Rewards Credit Card for Students (Bank of America): APR up, 16.24% to 17.74%
Oct 4, 2026 Bank of America® Travel Rewards Credit Card (Bank of America): APR down, 18.24% to 17.74%
Oct 4, 2026 Bank of America® Secured Travel Rewards Credit Card (Bank of America): APR down, 29.24% to 27.74%
Oct 4, 2026 Bank of America® Premium Rewards® Elite Credit Card (Bank of America): APR up, 18.24% to 19.74%
Oct 4, 2026 Bank of America® Premium Rewards® Credit Card (Bank of America): Annual fee down, $550 to $95
Oct 4, 2026 Bank of America® Premium Rewards® Credit Card (Bank of America): APR up, 17.74% to 19.74%
Oct 4, 2026 Bank of America® Customized Cash Rewards Credit Card for Students (Bank of America): APR down, 18.24% to 17.74%
Oct 4, 2026 Atmos™ Rewards Summit Visa Infinite® Credit Card (Bank of America): APR up, 19.49% to 19.74%
Oct 4, 2026 Atmos™ Rewards Ascent Visa Signature® Alaska Airlines Credit Card (Bank of America): APR up, 19.49% to 19.74%
Oct 4, 2026 Allways Rewards Visa Credit Card (Bank of America): APR down, 20.24% to 19.74%
Oct 2, 2026 World of Hyatt Credit Card (Chase): APR up, 19.24% to 19.49%
Oct 2, 2026 United Quest Card (Chase): APR up, 19.74% to 19.99%
Oct 2, 2026 Prime Visa Credit Card (Chase): APR up, 18.74% to 18.99%
Oct 2, 2026 Platinum Plus® Mastercard® Business Credit Card (Bank of America): APR up, 14.74% to 14.99%
Oct 2, 2026 Instacart Credit Card (Chase): APR up, 18.24% to 18.49%
Oct 2, 2026 Ink Business Premier(R) Credit Card: Cash Back (Chase): APR up, 17.74% to 17.99%
Oct 2, 2026 Business Advantage Unlimited Cash Rewards Secured Business Credit Card (Bank of America): APR up, 26.74% to 26.99%
Oct 2, 2026 Business Advantage Unlimited Cash Rewards Mastercard® Credit Card (Bank of America): APR up, 16.74% to 16.99%
Oct 2, 2026 Business Advantage Travel Rewards World Mastercard® Credit Card (Bank of America): APR up, 16.74% to 16.99%
Oct 2, 2026 Business Advantage Cash Rewards Credit Card with 3% Choice Category (Bank of America): APR up, 16.74% to 16.99%