Savor Student
$50 cash after you spend $100 in 3 months. No annual fee.
- Welcome offer
- Issuer's pagecapitalone.com
“Plus, earn a $50 cash bonus.”
- Annual fee
- Issuer's pagecapitalone.com
“$0 annual fee.”
- Purchase APR
- Issuer's pagecapitalone.com
“18.49% - 28.49% variable APR”
- Foreign transaction fee
- Issuer's pagecapitalone.com
“No Foreign”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $265 | $215 |
| Typical spender | $565 | $515 |
| Heavy spender | $1,070 | $1,020 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 100% of the 6 cards on our Student list (see the list).
- Worth more to a typical spender than about 100% of the 6 cards on our Student list (see the list).
- Lower top APR than about 40% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$50 cash
After you spend $100 on purchases in your first 3 months.
One-time cash bonus for eligible Savor Student primary account holders. The bonus is applied to the rewards balance within two billing cycles after qualification. The offer is available by applying through this page and may not be available after navigating away from or closing the page. Existing or previous cardmembers who received a new cardmember bonus for this product in the past 48 months are not eligible.
How you earn · Savor Rewards
- 3%grocery stores
- 3%dining
- 3%entertainment
- 3%popular streaming services
- 1%Everything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com “$0 annual fee.” |
|---|---|
| Purchase APR | Issuer's pagecapitalone.com “18.49% - 28.49% variable APR” |
| Balance transfer APR | Issuer's pagecapitalone.com “18.49% - 28.49% variable APR; Balance transfer fee applies.” |
| Foreign transactions | Issuer's pagecapitalone.com “No Foreign” |
Carrying a balance? See how long it takes to pay off
Benefits
- No foreign transaction fees on purchases made outside the United States.
- Complimentary Concierge Service.
Questions
- What is the annual fee?
- $0 capitalone.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Sep 30, 2026
- What is the purchase APR?
- 18.49–28.49% APR capitalone.com, since Sep 29, 2026
- Is there a welcome bonus?
- $50 cash back after $100 in purchases in 3 months. capitalone.com, since Sep 29, 2026
Other cash back cards with no annual fee
- Susan G. Komen Customized Cash Rewards Credit Card - Pink RibbonBank of America · No annual fee+$195 a year
- The One Key Card No Annual FeeWells Fargo · No annual fee+$135 a year
- West Elm Key Rewards VisaCapital One · No annual fee+$110 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).