Atmos™ Rewards Ascent Visa Signature® Alaska Airlines Credit Card
50,000 points after you spend $1,500 in 3 months. $95 a year.
- Welcome offer
- Issuer's pagebankofamerica.com
“Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer.”
- Annual fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
“$95 annual fee”
- Purchase APR
- Issuer's pagebankofamerica.com
“19.74% - 27.74%”
- Foreign transaction fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $535 | $35 |
| Typical spender | $730 | $230 |
| Heavy spender | $1,100 | $600 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 65% of the 650 cards we track.
- Lower top APR than about 50% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
50,000 points
After you spend $1,500 on purchases in your first 3 months.
Limited-time online offer. Includes a $99 Companion Fare plus taxes and fees from $23. Qualifying purchases must be made within the first 90 days of opening the account.
How you earn · Atmos Rewards
- 3× pointseligible Alaska Airlines and Hawaiian Airlines purchases
- 2× pointseligible gas purchases
- 2× pointseligible EV charging station purchases
- 2× pointseligible cable purchases
- 2× pointseligible streaming services purchases
- 2× pointseligible local transit purchases, including rideshare
- 1× pointsEverything else
Rates and fees
| Annual fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 “$95 annual fee” |
|---|---|
| Purchase APR | Issuer's pagebankofamerica.com “19.74% - 27.74%” |
| Intro APR | Issuer's pagebankofamerica.com The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pagebankofamerica.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Free checked bag for the cardholder and up to 6 guests on the same reservation when paying for an Alaska Airlines or Hawaiian Airlines flight with the card.
- Preferred boarding for the cardholder and up to 6 guests on the same reservation when paying for an Alaska Airlines or Hawaiian Airlines flight with the card.
- A $99 Companion Fare, plus taxes and fees from $23, each account anniversary after spending $6,000 or more on purchases during the prior anniversary year.
- 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when paying with the card.
- $100 off an annual Alaska Lounge+ Membership purchased with the card.
- A 10% rewards bonus on all points earned from card purchases for customers with an eligible Bank of America account.
- No blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
Questions
- What is the annual fee?
- $95 Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
- What is the purchase APR?
- 19.74–27.74% APR bankofamerica.com, since Oct 4, 2026
- Is there a welcome bonus?
- 50,000 points after $1,500 in purchases in 3 months. bankofamerica.com, since Oct 4, 2026
Other points cards with fees up to $100
- Citi Strata Premier - TravelCiti · $95 a year+$240 a year
- Bilt ObsidianBilt · $95 a year+$210 a year
- Bank of America Premium RewardsBank of America · $95 a year+$150 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).