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Bank of AmericaChecked Oct 4, 2026

Allways Rewards Visa Credit Card

30,000 points after you spend $1,500 in 3 months. $59 a year.

Welcome offer
Annual fee
Purchase APR
Foreign transaction fee

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What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender$375$75
Typical spender$575$275
Heavy spender$975$675
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Assumed: points valued at an assumed 1¢.

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

How it compares

  • Worth more to a typical spender than about 70% of the 650 cards we track.
  • Lower top APR than about 50% of the 128 cards on our Sign-up bonuses list (see the list).
  • Lower annual fee than about 30% of the 131 cards on our Sign-up bonuses list (see the list).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Welcome offer

30,000 points

After you spend $1,500 on purchases in your first 3 months.

Earn 30,000 Bonus Points after making $1,500 or more in purchases within the first 90 days of account opening. The bonus is equal to $300 off a future Allegiant trip when you redeem points.

Spending it takes$500 a monthfor 3 months
Tracking sinceOct 4, 2026history will chart every change

How you earn · Allways Rewards

  • 3× pointsAllegiant purchases (air, hotel, car rental and attractions)
  • 2× pointsQualifying dining purchases
  • 1× pointsEverything else

Rates and fees

Rates and fees for the Allways Rewards Visa Credit Card, each with its source
Annual fee
Purchase APRvariable
Intro APR
Balance transfer fee
Foreign transactions

Carrying a balance? See how long it takes to pay off

Benefits

  • Complimentary priority check-in and priority boarding every time you fly Allegiant when you present your Allways Rewards Visa card.
  • One free beverage every time you fly Allegiant when you present your Allways Rewards Visa card.
  • Buy one, get one free airfare offer when you use the card to purchase an Allegiant vacation package with 4 or more hotel nights or 7 or more rental car days on the same itinerary and call Allegiant Member Services for booking.

Questions

What is the annual fee?
$59 Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
Does it charge a foreign transaction fee?
No. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
What is the purchase APR?
19.74–27.74% APR bankofamerica.com, since Oct 4, 2026
Is there a welcome bonus?
30,000 points after $1,500 in purchases in 3 months. bankofamerica.com, since Oct 4, 2026

Other points cards with fees up to $100

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).