VentureOne Rewards for Good Credit
No annual fee. Purchase APR 28.99%, variable.
- Annual fee
- Issuer's pagecapitalone.com
“$0 Annual Fee”
- Purchase APR
- Issuer's pagecapitalone.com
“28.99% variable APR.”
- Foreign transaction fee
- Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $150 | $150 |
| Typical spender | $375 | $375 |
| Heavy spender | $825 | $825 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: not counted: 5x Vacation rentals booked through Capital One Travel; points valued at an assumed 1¢; not counted: 5x Hotels booked through Capital One Travel.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 85% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn
- 5× milesHotels booked through Capital One Travel
- 5× milesVacation rentals booked through Capital One Travel
- 5× milesRental cars booked through Capital One Travel
- 1.25× milesEverything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com “$0 Annual Fee” |
|---|---|
| Purchase APR | Issuer's pagecapitalone.com “28.99% variable APR.” |
| Foreign transactions | Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- No foreign transaction fees.
- Miles can be redeemed for travel booked through Capital One Travel or used to get reimbursed for past travel purchases made elsewhere.
- Travel-purchase statement-credit redemptions must be made within 90 days from the date the purchase posts to the account.
Questions
- What is the annual fee?
- $0 capitalone.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Oct 2, 2026
- What is the purchase APR?
- 28.99% APR capitalone.com, since Sep 29, 2026
- What credit do you need?
- Good capitalone.com, since Oct 4, 2026
Other miles cards with no annual fee
- Capital One VentureOne BusinessCapital One · No annual fee+$75 a year
- VentureOne RewardsCapital One · No annual feeabout the same
- American Airlines AAdvantage MileUpCiti · No annual fee−$5 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).