Savor Rewards for Good Credit
No annual fee. Purchase APR 28.99%, variable.
- Annual fee
- Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pagecapitalone.com
“28.99% variable APR”
- Foreign transaction fee
- Issuer's pagecapitalone.com
“No Foreign”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $215 | $215 |
| Typical spender | $515 | $515 |
| Heavy spender | $1,020 | $1,020 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 95% of the 650 cards we track.
- No annual fee, like about 85% of the 626 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn
- 3%grocery stores
- 3%dining
- 3%entertainment
- 3%popular streaming services
- 1%Everything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pagecapitalone.com “28.99% variable APR” |
| Balance transfer APR | Issuer's pagecapitalone.com “28.99% variable APR; Balance transfer fee applies.” |
| Foreign transactions | Issuer's pagecapitalone.com “No Foreign” |
Carrying a balance? See how long it takes to pay off
Benefits
- No foreign transaction fees on purchases made outside the United States.
- Complimentary Concierge Service.
Questions
- What is the annual fee?
- $0 capitalone.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Oct 4, 2026
- What is the purchase APR?
- 28.99% APR capitalone.com, since Oct 4, 2026
- What credit do you need?
- Good capitalone.com, since Sep 30, 2026
Other cash back cards with no annual fee
- Susan G. Komen Customized Cash Rewards Credit Card - Pink RibbonBank of America · No annual fee+$195 a year
- The One Key Card No Annual FeeWells Fargo · No annual fee+$135 a year
- West Elm Key Rewards VisaCapital One · No annual fee+$110 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).