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ChaseChecked Oct 4, 2026

Prime Visa Credit Card

$150 Amazon Gift Card welcome bonus. No annual fee.

Welcome offer
Annual fee
Purchase APR
Foreign transaction fee

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender$145$145
Typical spender$360$360
Heavy spender$770$770
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Assumed: points valued at an assumed 1¢.

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

How it compares

  • No annual fee, like about 85% of the 626 cards we track.
  • Worth more to a typical spender than about 80% of the 650 cards we track.
  • Lower top APR than about 50% of the 128 cards on our Sign-up bonuses list (see the list).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Welcome offer

150 Card

Prime members receive a $150 Amazon Gift Card instantly loaded into their Amazon account's Gift Card Balance upon approval of the credit card application. The offer is for new cardmembers and may vary depending on where or how the applicant applies. The page also states that non-Prime members may receive a $50 Amazon Gift Card instantly on approval.

How you earn · Amazon card rewards program

  • 5%Amazon.com, Audible.com, and Whole Foods Market with an eligible Prime membership
  • 5%Chase Travel purchases with an eligible Prime membership
  • 2%Gas stations
  • 2%Restaurants
  • 2%Local transit and commuting, including rideshare
  • 10%Prime Card Bonus: a rotating selection of items and categories on Amazon.com
  • 1%Everything else

Rates and fees

Rates and fees for the Prime Visa Credit Card, each with its source
Annual fee
Purchase APRvariable
Foreign transactions

Carrying a balance? See how long it takes to pay off

Benefits

  • No foreign transaction fees for purchases made outside the United States.
  • Prime Card Bonus: eligible Prime cardmembers may earn 10% back or more on a rotating selection of items and categories on Amazon.com during limited-time promotional periods, while supplies last.
  • Rewards can be redeemed as soon as the next day, including at Amazon.com checkout, with no minimum rewards balance to redeem.
  • Zero Liability Protection for unauthorized charges, subject to the stated limitations.
  • Contactless payment capability.
  • Extended warranty: Up to four years from the date of purchase
  • Purchase protection: $500 per item
  • Baggage: $100 per day for up to 3 days
  • Roadside
  • Travel accident: Up to $500,000
  • Baggage: Up to $3,000 per covered traveler
  • Rental car
  • Emergency assistance

Questions

What is the annual fee?
$0 chase.com, since Sep 29, 2026
Does it charge a foreign transaction fee?
No. chase.com, since Oct 2, 2026
What is the purchase APR?
18.99–27.74% APR chase.com, since Oct 2, 2026
Is there a welcome bonus?
$150 Amazon Gift Card. chase.com, since Sep 29, 2026

Other cash back cards with no annual fee

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).