Emirates Skywards Premium World Elite Mastercard
70,000 Skywards Miles after you spend $3,000 in 3 months. $499 a year.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“Earn 70,000 bonus Skywards Miles”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $499.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $320 | −$380 |
| Typical spender | $520 | −$180 |
| Heavy spender | $1,005 | $305 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: +$700 if a current cardholder refers you (Emirates Skywards Premium World Elite Mastercard referral offer); points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
Welcome offer
70,000 Miles
After you spend $3,000 on purchases in your first 3 months.
Enjoy Emirates Skywards Gold tier membership during the first year. Retain tier status by spending $40,000 each cardmembership year. Any bonus associated with this offer may only be earned once.
How you earn · Emirates Skywards
- 3× mileseligible Emirates purchases
- 2× mileseligible travel purchases
- 1× milesEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $499.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “0% intro APR for 12 months on balance transfers made within 45 days of account opening.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Global Entry or TSA PreCheck application fee credit: $120 every 5 years
- Automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years, up to $120.
- Priority Pass Select lounge access with unlimited access to over 1,200 lounges worldwide for the primary cardmember and their guest(s).
- Emirates Skywards Gold tier membership during the first year; retain tier status by spending $40,000 each cardmembership year.
- Earn 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year.
- Earn 1 Tier Mile for every 4 Skywards Miles earned.
- Receive 25% savings when buying Skywards Miles for yourself or gifting Miles.
- Preferred rates for Cash + Miles purchases when booking on emirates.com and the Emirates app; promotional offers are valid through March 31, 2027 and have stated booking and flight restrictions.
- No foreign transaction fees.
- Complimentary online access to a FICO Credit Score, subject to stated account conditions.
- $0 Fraud Liability protection.
- There is no limit to the number of Skywards Miles you can earn while the account remains open, active and in good standing.
Questions
- What is the annual fee?
- $499 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR cards.barclaycardus.com, since Oct 1, 2026
- Is there a welcome bonus?
- 70,000 Skywards Miles after $3,000 in purchases in 3 months. cards.barclaycardus.com, since Oct 1, 2026
Other miles cards with fees over $300
- Capital One Venture X BusinessCapital One · $395 a year+$440 a year
- Venture X RewardsCapital One · $395 a year+$385 a year
- Delta SkyMiles PlatinumAmerican Express · $350 a year+$240 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).