Capital One VentureOne Business
50,000 miles welcome bonus. No annual fee.
- Welcome offer
- Issuer's pagecapitalone.com
“1.5X miles on every purchase 50,000 bonus miles No annual fee”
- Annual fee
- Issuer's pagecapitalone.com
“$0 ANNUAL FEE”
- Purchase APR
- Issuer's pagecapitalone.com
“16.74% - 22.74% variable APR based on your creditworthiness.”
- Foreign transaction fee
- Issuer's pagecapitalone.com
“No foreign transaction fees”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $680 | $180 |
| Typical spender | $950 | $450 |
| Heavy spender | $1,490 | $990 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Lower top APR than about 85% of the 128 cards on our Sign-up bonuses list (see the list).
- Worth more to a typical spender than about 85% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
50,000 miles
Meet minimum spend requirements; the amount is not stated.
This bonus may not be available for existing or previous Capital One Business card holders.
How you earn · Capital One miles
- 5× milesHotels, vacation rentals and rental cars booked through Capital One Business Travel
- 1.5× milesEverything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com “$0 ANNUAL FEE” |
|---|---|
| Purchase APR | Issuer's pagecapitalone.com “16.74% - 22.74% variable APR based on your creditworthiness.” |
| Foreign transactions | Issuer's pagecapitalone.com “No foreign transaction fees” |
Carrying a balance? See how long it takes to pay off
Benefits
- Hertz Five Star Status; eligible cardholders must enroll through the unique Benefits Tab link in the Capital One website or mobile app.
- Complimentary access to Capital One Business Travel, an all-in-one business travel management solution.
- Miles may be used to get reimbursed for travel expenses made with the card; reimbursement requests must be made within 90 days of purchase.
- No foreign transaction fees on purchases made outside the United States.
- Rental car
- Roadside
- Extended warranty
Questions
- What is the annual fee?
- $0 capitalone.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Sep 29, 2026
- What is the purchase APR?
- 16.74–22.74% APR capitalone.com, since Sep 29, 2026
- Is there a welcome bonus?
- 50,000 miles. capitalone.com, since Sep 29, 2026
Other miles cards with no annual fee
- VentureOne RewardsCapital One · No annual fee−$75 a year
- VentureOne Rewards for Good CreditCapital One · No annual fee−$75 a year
- American Airlines AAdvantage MileUpCiti · No annual fee−$80 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).