Venture Rewards Card
75,000 miles after you spend $4,000 in 3 months. $95 a year.
- Welcome offer
- Issuer's pagecapitalone.com
“75,000 bonus miles”
- Annual fee
- Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pagecapitalone.com
“19.49% - 28.49% variable APR”
- Foreign transaction fee
- Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $145 | $145 |
| Typical spender | $1,255 | $505 |
| Heavy spender | $1,975 | $1,225 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢; welcome bonus needs $4,000 in 3 months.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 95% of the 650 cards we track.
- Lower top APR than about 40% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
75,000 miles
After you spend $4,000 on purchases in your first 3 months.
Upon approval, eligible Venture primary account holders receive the bonus within two billing cycles after qualifying. The offer is available by applying through the product page and is subject to the stated 48-month prior-bonus restriction.
How you earn · Capital One rewards
- 5× milesHotels, vacation rentals, and rental cars booked through Capital One Travel
- 5× milesCapital One Entertainment purchases on the Capital One Entertainment ticketing platform
- 2× milesEverything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pagecapitalone.com “19.49% - 28.49% variable APR” |
| Foreign transactions | Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Capital One Travel Stays credit: $300 one time
- Global Entry or TSA PreCheck statement credit: $120 every 4 years
- Lifestyle Collection experience credit: $50 other
- Up to $120 for Global Entry or TSA PreCheck; one statement credit per account every 4 years.
- Complimentary Hertz Five Star status; enrollment is required through the Benefits Tab link in the Capital One website or mobile app.
- No foreign transaction fees.
- No blackout dates or seat restrictions when redeeming for travel.
- Capital One Travel price drop protection and price match guarantee on flights, hotels and rental cars, subject to terms and availability.
- Average 15% savings on flights using price prediction and booking recommendations; savings may vary.
- Lifestyle Collection benefits include a $50 experience credit per eligible stay, complimentary Wi-Fi, and when available, room upgrades, early check-in and late checkout.
- Capital One Entertainment provides access to cardholder-only VIP packages, events, pre-sales, tickets and on-site perks.
- 50% off handcrafted beverages at Capital One Cafés nationwide, limited to one per person where applicable and while supplies last.
- 24-hour travel assistance, including emergency replacement card and cash advance if the card is lost or stolen.
- Capital One Offers provides access to earn statement credits by shopping online at participating retailers.
- Capital One Shopping browser extension applies available coupon codes and provides price-drop alerts.
- Eligible purchases receive extended warranty protection at no charge.
- $0 fraud liability for unauthorized charges, subject to investigation and verification.
- Free CreditWise credit monitoring is available to everyone, including non-Capital One account holders.
- Account management through the Capital One Mobile app, including virtual cards for some eligible customers.
- Travel accident
- Rental car
- Extended warranty
Questions
- What is the annual fee?
- $95 capitalone.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Sep 29, 2026
- What is the purchase APR?
- 19.49–28.49% APR capitalone.com, since Sep 29, 2026
- Is there a welcome bonus?
- 75,000 miles after $4,000 in purchases in 3 months. capitalone.com, since Oct 2, 2026
Other miles cards with fees up to $100
- Air France KLMBank of America · $89 a year−$90 a year
- Cathay PacificSynchrony · $99 a year−$270 a year
- ANA CARD USA Plus VisaFNBO · $85 a year−$275 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).