Chase Slate Credit Card
No annual fee. Purchase APR 18.49–28.49%, variable.
- Annual fee
- Issuer's pagechase.com
“$0. †”
- Purchase APR
- Issuer's pagechase.com
“Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.49% to 28.49% thereafter. †”
- Foreign transaction fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $0 | $0 |
| Typical spender | $0 | $0 |
| Heavy spender | $0 | $0 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 100% of the 49 cards on our 0% intro APR list (see the list).
- Lower top APR than about 30% of the 577 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Rates and fees
| Annual fee | Issuer's pagechase.com “$0. †” |
|---|---|
| Purchase APR | Issuer's pagechase.com “Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.49% to 28.49% thereafter. †” |
| Intro APR | Issuer's pagechase.com “0% Intro APR” |
| Balance transfer APR | Issuer's pagechase.com “Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% to 28.24% thereafter. †” |
| Foreign transactions | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Zero Liability Protection for unauthorized charges, subject to stated limitations.
- Six months of complimentary DashPass membership for DoorDash and Caviar when activated for the first time between 02/01/2025 and 12/31/2027; activation requires a United States address and eligible Chase card setup.
- DashPass provides $0 delivery fees and lower service fees on eligible orders.
- DashPass members receive up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter through 12/31/2027, subject to stated terms and limitations.
- Eligible Chase credit card customers may receive targeted Chase Offers, which can provide cash back as a statement credit after activation and qualifying purchases.
- Free credit score, customized score improvement plans, and identity monitoring through Chase Credit Journey.
- Automatic consideration for a credit line increase every six months or sooner.
- 24/7 fraud monitoring.
- Embedded chip for enhanced security and wider acceptance.
- Instant access to the card by adding it to a digital wallet after approval.
- Eligible cardmembers may use Chase Pay Over Time for qualifying purchases of at least $100, or eligible Amazon.com orders totaling at least $50, subject to eligibility and account factors.
- Purchase protection: $500 per item
- Extended warranty
- Rental car
- Roadside
Questions
- What is the annual fee?
- $0 chase.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- Yes: 3%. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
- What is the purchase APR?
- 18.49–28.49% APR chase.com, since Oct 2, 2026
- Is there an intro APR?
- 0% for 21 months from account opening. chase.com, since Sep 29, 2026
Other cards without rewards with no annual fee
- AAA Daily Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AAA Travel Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AEO, Inc.Synchrony · No annual feeabout the same
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).