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Money market accounts

Money market accounts ranked by what they pay on $10,000 in a year, after any monthly fee.

Sorted by: yearly value for $10,000 kept for a year, after fees. The rate is the bank’s published APY for that balance; each row links the bank’s own page and says when we checked it. Data as of Oct 10, 2026. Updated .

What would you gain by switching? · CD rates · After-tax yield

  1. High Yield Money MarketCFG Bank · source · checked Oct 10, 2026
    A year$405
    APY4.05%
    Fee$10a month
    To open
  2. Performance Money MarketFirst Bank · source · checked Oct 10, 2026
    A year$400
    APY4.00%
    Fee$10a month
    To open$100
  3. UMB Retail Money MarketUMB Bank · source · checked Oct 10, 2026
    A year$371
    APY3.71%
    Fee$10a month
    To open$25,000
  4. Sallie Mae Bank Money Market AccountSallie Mae Bank · source · checked Oct 10, 2026
    A year$360
    APY3.60%
    FeeNone
    To openNone
  5. Platinum Money MarketForbright Bank · source · checked Oct 10, 2026
    A year$340
    APY3.40%
    Fee$10a month
    To open$2,500
  6. Advantage Money MarketCommunityamerica · source · checked Oct 10, 2026membership: Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership. We can register you as a Friends
    A year$320
    APY3.20%
    Fee$10a month
    To open$1,000
  7. Choice Money Market AccountApple Bank · source · checked Oct 10, 2026not stated: APY condition not evaluated: Open a Choice Money Market along with your Choice Checking account
    A year$303
    APY3.03%
    FeeNone
    To open$100
  8. Velocity Money MarketSunflower Bank · source · checked Oct 10, 2026
    A year$302
    APY3.02%
    Fee$8a month
    To open$1,000
  9. High Yield Money Market AccountFive Star Bank · source · checked Oct 10, 2026
    A year$300
    APY3.00%
    Fee$10a month
    To open$10,000
  10. Investor’s IndexedUniversity Of Wisconsin · source · checked Oct 10, 2026Membership limited: employer, family, geography, organization
    A year$293
    APY2.93%
    Fee$15a month
    To open
  11. Investors Indexed Money Market Accounts (Personal)University Of Wisconsin · source · checked Oct 10, 2026Membership limited: employer, family, geography, organization
    A year$293
    APY2.93%
    Fee
    To open$10,000
  12. Poppy Personal Money MarketPoppy Bank · source · checked Oct 10, 2026
    A year$280
    APY4.00%
    Fee
    To open
  13. Simple Money MarketHanmi Bank · source · checked Oct 10, 2026
    A year$260
    APY2.60%
    Fee$5a month
    To open$100
  14. Money Market SavingsMerchants Bank of Indiana · source · checked Oct 10, 2026Also at this rate: High-Yield Money Market Account
    A year$255
    APY3.75%
    Fee
    To open$50
  15. MONEY MARKET PLUSSecurity Service · source · checked Oct 10, 2026Membership limited: family, geography, military
    A year$253
    APY2.53%
    FeeNone
    To open$1,000
  16. Personal Money MarketFirst Commonwealth Bank · source · checked Oct 10, 2026
    A year$245
    APY3.65%
    Fee
    To open$25,000
  17. Exclusive IRA Money MarketGreenstate · source · checked Oct 10, 2026Also at this rate: Exclusive Money MarketMembership limited: association, family, geography, organization
    A year$240
    APY3.60%
    Fee
    To open$1,000
  18. STAR MONEY MARKETTexas Capital Bank · source · checked Oct 10, 2026
    A year$229
    APY2.29%
    FeeNone
    To open$100
  19. Capital Money Market AccountHeartland Bank and Trust Company · source · checked Oct 10, 2026
    A year$227
    APY2.27%
    Fee$15a month
    To open$10,000
  20. Money MarketBeal Bank USA · source · checked Oct 10, 2026
    A year$220
    APY3.40%
    Fee
    To open$1,000
  21. Money Market Share Account (MMSA)State Employees' · source · checked Oct 10, 2026Membership limited: employer, family, military
    A year$218
    APY2.18%
    Fee$2a month
    To open$250
  22. Connect Money MarketConnectOne Bank · source · checked Oct 10, 2026
    A year$215
    APY2.15%
    Fee$10a month
    To open$1,000
  23. Investor Money MarketGreenstate · source · checked Oct 10, 2026Membership limited: association, family, geography, organization
    A year$180
    APY3.00%
    Fee
    To open$10,000
  24. Investors Advantage Money Market Accounts (Personal)University Of Wisconsin · source · checked Oct 10, 2026Membership limited: employer, family, geography, organization
    A year$173
    APY2.93%
    Fee
    To open$100
  25. Money market accountPlainsCapital Bank · source · checked Oct 10, 2026
    A year$171
    APY1.71%
    Fee$10a month
    To open$2,500
  26. Preferred Index Money MarketCommunity Trust Bank, Inc. · source · checked Oct 10, 2026
    A year$168
    APY1.68%
    Fee$10a month
    To open$2,500
  27. Premier Money MarketDfcu Financial · source · checked Oct 10, 2026Membership limited: geography
    A year$165
    APY2.85%
    Fee
    To open$2,500
  28. Investor’s Money MarketLake City Bank · source · checked Oct 10, 2026
    A year$160
    APY1.60%
    Fee
    To open$5,000
  29. Consumer Fed Funds Money MarketFirstBank · source · checked Oct 10, 2026
    A year$156
    APY1.56%
    FeeNone
    To open$100
  30. Relationship High-Yield Money MarketCambridge Savings Bank · source · checked Oct 10, 2026Also at this rate: Relationship High-Yield Money Market without Performance Plus Checking
    A year$150
    APY1.50%
    Fee$10a month
    To open$1
  31. Impact Money MarketGreenstate · source · checked Oct 10, 2026Membership limited: association, family, geography, organization
    A year$145
    APY1.45%
    Fee$10a month
    To open$2,500
  32. High Yield Money MarketWaFd Bank · source · checked Oct 10, 2026Also at this rate: Premium Rewards High Yield Money Market
    A year$125
    APY1.25%
    Fee$10a month
    To open$25
  33. Popular Saver Money MarketPopular Bank · source · checked Oct 10, 2026
    A year$125
    APY1.25%
    Fee$15a month
    To open$100
  34. Personal Optimum MMA – South FloridaBanco Popular de Puerto Rico · source · checked Oct 10, 2026
    A year$120
    APY1.20%
    Fee$15a month
    To open$10,000
  35. Personal Money Market AccountToyota Financial Savings Bank · source · checked Oct 10, 2026
    A year$118
    APY2.38%
    Fee
    To open$500
  36. Premier Money MarketEastern Bank · source · checked Oct 10, 2026
    A year$110
    APY1.10%
    FeeNone
    To openNone

How much interest $1,000 to $100,000 earns in a money market account

A year’s interest at the best money market account we track for each balance (after any monthly fee), against the median APY of the accounts we rank at that balance (before fees). The best account can change with the balance: rates, tiers and minimums differ. Rates as of Oct 10, 2026.

BalanceA year at the best rateBest accountAt the median rate
$1,000$41 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$1 at 0.10%, the median of 132
$5,000$203 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$10 at 0.20%, the median of 142
$10,000$405 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$45 at 0.45%, the median of 152
$20,000$810 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$90 at 0.45%, the median of 154
$25,000$1,013 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$144 at 0.57%, the median of 156
$50,000$2,025 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$425 at 0.85%, the median of 155
$100,000$4,050 at 4.05% APYHigh Yield Money MarketCFG Bank · the bank’s page · checked Oct 10, 2026$1,000 at 1.00%, the median of 160

For any other balance or a monthly deposit, use the savings calculator.

Rates change often; the bank’s own page is the final word. We sort by the measure named above and nothing else, and no link here pays us. How we make money