Community Trust Bank, Inc.Money market accountChecked Oct 10, 2026Updated
Community Trust Preferred Index Money Market
1.68%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $168 after fees
- Monthly fee
- $10 a month
- To open
- $2,500 to open
- On our list
- #28 of 152 money market accounts, by a year’s value on $10,000
Visit Community TrustThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | −$120 |
| $5,000 | 1.68% | $84 |
| $10,000 | 1.68% | $168 |
| $25,000 | 2.70% | $675 |
| $50,000 | 2.93% | $1,465 |
| $100,000 | 3.22% | $3,220 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499.99 | 0.00% |
| $2,500 to $25,000 | 1.68% |
| $25,000 to $50,000 | 2.70% |
| $50,000 to $100,000 | 2.96% |
| $100,000 to $250,000 | 3.22% |
| $250,000 and up | 3.44% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $2,500Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- maintaining a daily ledger balance of $2,500Source · checked Oct 10, 2026
- Minimum to open
- $2,500Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- NoneSource · checked Oct 10, 2026
- Early closure fee
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Kentucky, Tennessee, West Virginia, OhioSource · checked Oct 10, 2026
Features
Branch accessCheck writingInterest bearingOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money