PlainsCapital BankMoney market accountChecked Oct 10, 2026Updated
PlainsCapital Money market account
1.71%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $171 after fees
- Monthly fee
- $10 a month
- To open
- $2,500 to open
- On our list
- #27 of 152 money market accounts, by a year’s value on $10,000
Visit PlainsCapitalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$120 |
| $5,000 | 1.71% | $86 |
| $10,000 | 1.71% | $171 |
| $25,000 | 1.81% | $452 |
| $50,000 | 1.81% | $905 |
| $100,000 | 1.92% | $1,920 |
Rates by balance
| Balance | APY |
|---|---|
| $2,500 to $4,999 | 1.66% |
| $5,000 to $24,999 | 1.71% |
| $25,000 to $99,999 | 1.81% |
| $100,000 to $499,999 | 1.92% |
| $500,000 to $999,999 | 2.22% |
| $1,000,000 to $1,999,999 | 2.38% |
| $2,000,000 to $4,999,999 | 2.43% |
| $5,000,000 to $7,499,999 | 2.78% |
| $7,500,000 and up | 3.18% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Minimum daily balance: $2,500 min. daily balance required to earn interest and avoid $10 monthly service feeSource · checked Oct 10, 2026
- Minimum to open
- $2,500Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
Features
Branch accessCheck writingDebit cardInterest bearingJoint accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money