WaFd BankMoney market accountChecked Oct 10, 2026Updated
WaFd High Yield Money Market
1.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $125 after fees
- Monthly fee
- $10 a month
- To open
- $25 to open
- On our list
- #35 of 152 money market accounts, by a year’s value on $10,000
Visit WaFdThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 1.25% | $12 |
| $5,000 | 1.25% | $62 |
| $10,000 | 1.25% | $125 |
| $25,000 | 1.25% | $312 |
| $50,000 | 1.25% | $625 |
| $100,000 | 1.50% | $1,500 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $89,999 | 1.25% |
| $90,000 to $249,999 | 1.50% |
| $250,000 to $499,999 | 1.60% |
| $500,000 and up | 2.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Minimum Daily Balance to Waive Service Charge $1,000Source · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $8Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Free external transfersInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money