GreenstateMoney market accountChecked Oct 10, 2026Updated
Greenstate Impact Money Market
1.45%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $145 after fees
- Monthly fee
- $10 a month
- To open
- $2,500 to open
- On our list
- #34 of 152 money market accounts, by a year’s value on $10,000
Visit GreenstateThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | −$120 |
| $5,000 | 1.45% | $72 |
| $10,000 | 1.45% | $145 |
| $25,000 | 1.45% | $362 |
| $50,000 | 1.65% | $825 |
| $100,000 | 1.85% | $1,850 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499.99 | 0.05% |
| $2,500 to $49,999.99 | 1.45% |
| $50,000 to $99,999.99 | 1.65% |
| $100,000 to $249,999.99 | 1.85% |
| $250,000 to $499,999.99 | 2.05% |
| $500,000 to $999,999.99 | 2.25% |
| $1,000,000 and up | 2.45% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- MonthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- $2,500.00 daily balance to avoid $10 monthly feeSource · checked Oct 10, 2026
- Minimum to open
- $2,500Source · checked Oct 10, 2026
- Overdraft fee
- $29Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $29Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2%Source · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $29Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council and American Consumer Council.
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money