Pennsylvania State EmployeesMoney market accountChecked Oct 10, 2026Updated
Pennsylvania State Employees Money Market
2.85%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$120 after fees
- Monthly fee
- Monthly fee not stated
Visit Pennsylvania State EmployeesThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 2.35% | −$96 |
| $5,000 | – | −$120 |
| $10,000 | – | −$120 |
| $25,000 | 2.45% | $492 |
| $50,000 | 2.60% | $1,180 |
| $100,000 | 2.85% | $2,730 |
Rates by balance
| Balance | APY |
|---|---|
| $500 to $4,999.99 | 2.35% |
| $20,000 to $49,999.99 | 2.45% |
| $50,000 to $99,999.99 | 2.60% |
| $100,000 and up | 2.85% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $500Source · checked Oct 10, 2026
- To earn the APY
- If your daily account balance falls below $500, you won't earn dividends until your daily balance again reaches $500.Source · checked Oct 10, 2026
- Interest compounds
- Dividends are declared monthly, compounded daily, and paid monthly into your money market account.Source · checked Oct 10, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- You live with, or are related to, a PSECU member.
- You’re affiliated with one of the PA colleges or universities we work with.
- You work for one of the 1,000+ employers in PA that we’re partnered with.
- You join, or are an existing member of, Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.
Features
Interest bearingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money