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GreenstateMoney market accountChecked Oct 10, 2026Updated

Greenstate Exclusive Money Market

3.60%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$240 after fees
Monthly fee
Monthly fee not stated
To open
$1,000 to open
On our list
#19 of 152 money market accounts, by a year’s value on $10,000
Visit GreenstateThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.60%−$84
$5,0003.60%$60
$10,0003.60%$240
$25,0003.60%$780
$50,0003.60%$1,680
$100,0003.70%$3,580

Rates by balance

BalanceAPY
$1,000 to $99,999.993.60%
$100,000 to $249,999.993.70%
$250,000 to $499,999.993.80%
$500,000 and up3.85%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
Interest compounds
MonthlySource · checked Oct 10, 2026

Fees

Minimum to open
$1,000Source · checked Oct 10, 2026
Overdraft fee
$29Source · checked Oct 10, 2026
Returned item (NSF) fee
$29Source · checked Oct 10, 2026
Overdraft transfer fee
$5Source · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
$2.50Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
2%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Cashier’s check
$7Source · checked Oct 10, 2026
Stop payment
$29Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
  • University of Iowa students, staff, and alumni.
  • Direct relatives of current GreenState members.
  • Members of the Iowa Consumer Council and American Consumer Council.
Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money