Apple BankMoney market accountChecked Oct 10, 2026Updated
Apple Choice Money Market Account
3.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $303 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #7 of 152 money market accounts, by a year’s value on $10,000
Visit AppleThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.03% | $30 |
| $5,000 | 3.03% | $152 |
| $10,000 | 3.03% | $303 |
| $25,000 | 3.03% | $758 |
| $50,000 | 3.03% | $1,515 |
| $100,000 | 3.03% | $3,030 |
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 3.03% |
| $2,500 to $50,000 | 3.03% |
| $50,000 and up | 3.03% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $2,500Source · checked Oct 10, 2026
- To earn the APY
- Open a Choice Money Market along with your Choice Checking account
- maintain a $2,500 minimum daily balance in your Choice Money Market accounts on the evaluation date
- make any combination of five Qualifying Credit and/or Debit Transactions per month from your Choice Checking account
- APY when those aren’t met
- 3.03%Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- ATM network
- Apple Bank ATMs; Apple Bank reimburses all surcharges imposed by the ATM owner/operator during each statement cycle periodSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Near its branchesSource · checked Oct 10, 2026
Features
ATM fee rebatesAutomatic savingsBill payBranch accessCash deposit ATMCheck writingContactless cardDebit cardInterest bearingMobile check depositMobile walletNo foreign transaction feeNo minimum balanceSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money