Which bank bonuses can you actually get?

“Open a Premier Checking account using promo code SUMMIT and deposit at least $8,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”

bonus also requires: Promo code SUMMIT is required.; Qualifying direct deposits are recurring electronic deposits of a paycheck, pension, Social Security, or other regular income made by an employer,

“Open a new U.S. Bank Smartly Checking account by December 30, 2026, fund it with at least $25 within 60 days, enroll in the U.S. Bank Mobile App or online banking within 90 days, and complete two or more direct deposits within 90 days totaling $4,000 to $7,999.99 for a $300 bonus or $8,000 or more f”

bonus also requires: The account must be funded with at least $25 within 60 days of account opening to prevent closure.; You must enroll in the U.S. Bank Mobile App or online banking within 90 days of

“The customer must be new to personal checking, open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 10/30/2026, complete the applicable qualifying direct deposit requirement, and maintain a positive account balance when the bonus is processed.”

bonus also requires: Make 3 or more qualifying recurring ACH direct deposits from an employer or government agency.; Qualifying deposits include paychecks, pension payments, Social Security payments, ; +$50 if a current customer refers you (ReferLive)

“The customer must be new to personal checking, open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 10/30/2026, complete the applicable qualifying direct deposit requirement, and maintain a positive account balance when the bonus is processed.”

bonus also requires: Make 3 or more qualifying recurring ACH direct deposits from an employer or government agency.; Qualifying deposits include paychecks, pension payments, Social Security payments, ; +$50 if a current customer refers you (ReferLive)

“You must be a new personal checking customer of Flagstar Bank, open a Flagstar Elite Checking account, and within the first 90 days receive one or more direct deposits totaling at least $2,500 during each of three consecutive 30-day timeframes, for a cumulative total of at least $7,500.”

bonus also requires: For purposes of the offer, direct deposit means an electronic deposit of a paycheck, pension, Social Security, or other regular monthly income deposited via ACH.; The offer is lim; +$200 if a current customer refers you (Flagstar Referral Program)

“Open an Access Checking account using promo code SUMMIT and deposit at least $3,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”

bonus also requires: Qualifying direct deposits are recurring electronic deposits of a paycheck, pension, Social Security, or other regular income from an employer, payroll provider, or government age

“Open a new Chase Total Checking account, subject to approval, and have direct deposits totaling $1,000 or more made into the new checking account within 90 days of offer enrollment.”

bonus also requires: Direct deposits must be electronic deposits of a paycheck, pension, or government benefits from an employer or the government.; Offer is not available to existing Chase checking c

“Open a Primary Checking Account in person at a branch with a minimum opening deposit of $25, complete 25 qualifying debit transactions and 2 direct (ACH) and/or Mobile deposits of at least $200 each within 60 days of opening, and keep the account open with a positive balance.”

bonus also requires: 25 qualifying debit transactions must post and settle within 60 days of account opening.; Limit one bonus per household.; Qualifying deposits do not include ATM deposits, deposits; keep the account open 360 days for the bonus

“Open a SECU Total Checking & Rewards checking account during the promo period, enter promo code SECU350, set up e-statements, and have at least 2 separate qualifying payroll direct deposits post to the checking account within 90 days of opening; new members must join SECU, membership and accounts mu”

bonus also requires: Must set up e-statements.; New members need to join SECU.; Enter promo code SECU350 during the online application or provide it during an in-branch application.; Qualifying direct

“”

“Earn a bonus when you open a Regular Checking account with Enhanced Direct Deposits & required activities.”

“Use your bonus offer code when opening a new Wells Fargo consumer checking account, subject to approval, by October 13, 2026, and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening.”

bonus also requires: Qualifying electronic deposits include direct deposits through ACH, instant payments through RTP or FedNow, or eligible electronic credits from third-party services; transfers bet

“Open a new Regular Checking account by applying exclusively from this page from 4/14/26 to 10/26/26, be a new checking customer, and complete at least two Enhanced Direct Deposits directly into the new account within 90 calendar days from account opening, with total completed Enhanced Direct Deposit”

bonus also requires: At least two (2) Enhanced Direct Deposits are required.; Deposits made to a savings account are not eligible.; The account must be kept open and in good standing.

“Open a Freestyle Checking account, use the required promo code, and set up and receive qualifying direct deposits totaling $2,000 or more within the first 90 days of opening; the email given at account opening must match the email submitted to get the promo code.”

bonus also requires: The account must be open and have a positive balance when the bonus is awarded.; Offer available to new Hancock Whitney checking clients age 18 or older, including existing client

“Open your first American Express Rewards Checking Account in your name by 02/01/2027, subject to approval, and have a total of $7,500 or more of Qualifying Direct Deposit(s) posted to the account within the first 90 days of account opening.”

bonus also requires: A Qualifying Direct Deposit is an ACH transfer from an employer or government for a paycheck, pension, government benefit such as Social Security, or tax refund.; Person-to-person

“Open a new Ally Bank Spending Account using promo code SPENDING50X6, add money within 30 days of opening, and receive Qualifying Direct Deposits of at least $1,000 a month for 6 consecutive months while keeping the account open and in Good Standing.”

bonus also requires: The account must be funded within 30 days of opening or it will automatically close.; Qualifying Direct Deposits totaling at least $1,000 must be paid into the account within 60 d

“Open a new TD Beyond Checking account and have $2,500 total in qualifying direct deposits post to the account within 60 days; each direct deposit must be at least a $250 payroll, pension, or government benefit payment; P2P and transfers from other accounts are excluded.”

bonus also requires: Qualifying direct deposits are limited to electronic direct deposits of payroll, pension, or government benefit payments.; Each qualifying direct deposit must be at least $250.; P

“You must be a new personal checking customer of Flagstar Bank, open a Flagstar Ready Checking account, and within the first 90 days receive one or more direct deposits totaling at least $500 during each of three consecutive 30-day timeframes, for a cumulative total of at least $1,500.”

bonus also requires: For purposes of the offer, direct deposit means an electronic deposit of a paycheck, pension, Social Security, or other regular monthly income deposited via ACH.; The offer is lim; +$200 if a current customer refers you (Flagstar Referral Program)

“Open a new 360 Checking account with promo code CHECKING250 and set up and receive at least 2 qualifying direct deposits, each of $500 or more, in your first 75 days.”

bonus also requires: A qualifying direct deposit must be $500 or more.

“Open a new Chase Savings account with the offer code, deposit qualifying new money within 30 days of offer enrollment, and maintain the new money for 90 days from offer enrollment.”

bonus also requires: Your bonus will be determined on day 30.

“Open a new TD Complete Checking account and have $500 total in qualifying direct deposits post to the account within 60 days; each direct deposit must be at least a $250 payroll, pension, or government benefit payment; P2P and transfers from other accounts are excluded.”

bonus also requires: Qualifying direct deposits are limited to electronic direct deposits of payroll, pension, or government benefit payments.; Each qualifying direct deposit must be at least $250.; P; +$100 if a current customer refers you (Share the Green)

“To qualify, open an Everything Checking account by 10/31/26 with promo code CM604; the account must receive cumulative direct deposits of $2,500 or more within 90 days of account opening for the $200 rebate, and remain active, in good standing, and in a qualifying plan for the $100 credit.”

bonus also requires: New checking customers only; those who had an open checking account within the past 180 days are not eligible.; Maximum amount is $300 per account and one per household.; Account

“Open a new personal checking account during the promotion period with promo code DG2, maintain a positive balance of at least $.01, have an active primary-owner debit card, enroll in e-Statements, and, for the additional bonus, receive two or more qualifying direct deposits totaling at least $500 wi”

bonus also requires: The debit card must be applied for, issued, and activated within 90 calendar days of account opening.; E-Statements must be enrolled in within 90 calendar days of account opening.

“Open a Personal Savings account using promo code SUMMIT, deposit at least $10,000 in new funds within 30 days of account opening, and beginning on day 31 maintain a balance of at least $10,000 through day 90.”

bonus also requires: The deposited funds must not currently be held at the bank.

“Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account online or in branch, make qualifying New Money deposit(s) within 30 days of account opening, and maintain the required Daily Account Balance every day from Day 31 through Day 90; if the balance falls below the re”

bonus also requires: Qualifying deposits must be made by personal or official check from another financial institution, incoming wire, ACH credit, Online Banking external transfer, or external funding

“New members must open a Teachers membership with a Regular or Youth Savings Account and a new Smart Checking, Share Draft Checking, or Young Professional Checking Account at a Florida branch, receive Qualifying Direct Deposits totaling at least $1,000 each month for six consecutive months, and enrol”

bonus also requires: Available only to new members who have never previously had an account or membership with Teachers Federal Credit Union.; QDDs must begin before the start of the second month, and

“Meet the requirements for the first $50 checking bonus, open a Money Builder Savings account with a minimum opening deposit of $1,000, and deposit $5,000 into the savings account so the balance is at least $5,000 on the 90th calendar day from the date the new personal checking account was opened.”

bonus also requires: The Money Builder Savings account must be opened after meeting the requirements for the first $50 checking bonus.; The deposited funds must result in a positive balance totaling a

“Open a new U.S. Bank Smartly® Savings account through the U.S. Bank campus page or at a participating U.S. Bank campus location, qualify for the checking offer, make new money deposits totaling $1,000 or more by October 29, 2026, and maintain a minimum account balance of $1,000 through January 31, 2”

bonus also requires: The account must be funded with at least $25 within 60 days of account opening to prevent closure.; The account owner(s) cannot have an existing U.S. Bank consumer savings or mone

“Open a Promise Savings or High Yield Savings account and a qualifying Rewards or Premier checking account between September 8 and November 13, 2026, deposit at least $10,000 in new money that must post within 20 calendar days of the new savings account opening, maintain a minimum daily balance of at”

bonus also requires: The new money must not already be held in any Camden National Bank account.; The account must be open, in good standing, and not overdrawn when the bonus is paid.; You may not be

“Open a Promise Savings or High Yield Savings account and a qualifying Rewards or Premier checking account between September 8 and November 13, 2026, deposit at least $10,000 in new money that must post within 20 calendar days of the new savings account opening, maintain a minimum daily balance of at”

bonus also requires: The new money must not already be held in any Camden National Bank account.; The account must be open, in good standing, and not overdrawn when the bonus is paid.; You may not be

“Earn a $200 bonus with a new TD savings account and qualifying activities.”

bonus also requires: Qualifying activities required.

“Deposit at least $10,000 within the first 20 days of opening a new TD Signature Savings account and maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.”

bonus also requires: The account may be bundled with a new checking account in one application.; The savings bonus is an additional $200 bonus.

“Open a Freestyle Savings account, use the required promo code, deposit $5,000 within 30 days of opening, and maintain a $5,000 minimum daily balance for 60 days; the email given at account opening must match the email submitted to get the promo code.”

bonus also requires: A $25 minimum deposit is required at account opening.; The account must be open and have a positive balance when the bonus is awarded.; The account must be opened by 2/28/2027.