Hancock Whitney BankSavings accountChecked Oct 10, 2026Updated
Hancock Whitney Freestyle Savings
- A year on $10,000
- $249 after fees
- Monthly fee
- $5 a month
- To open
- $25 to open
- On our list
- #51 of 234 savings accounts, by a year’s value on $10,000
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 2.25% | $22 |
| $5,000 | 2.25% | $112 |
| $10,000 | 2.49% | $249 |
| $25,000 | 2.75% | $688 |
| $50,000 | 2.75% | $1,375 |
| $100,000 | 2.75% | $2,750 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $9,999.99 | 2.25% |
| $10,000 to $24,999.99 | 2.49% |
| $25,000 to $100,000 | 2.75% |
Source: the bank’s rates · as of Oct 10, 2026
Bonuses
$100Account bonus · ends 2/28/2027
Open a Freestyle Savings account, use the required promo code, deposit $5,000 within 30 days of opening, and maintain a $5,000 minimum daily balance for 60 days; the email given at account opening must match the email submitted to get the promo code.
Rate conditions
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- primary account holder is under 18 years old
- primary account holder is 64 years old and over
- have a minimum daily balance of $250.00 or more
- have one or more client-initiated debit or credit transactions post to the savings account per statement cycle
- Minimum to open
- $25Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
Who can open it
- Where
- Texas, Louisiana, Mississippi, Alabama, FloridaSource · checked Oct 10, 2026
Features
Budgeting toolsEarly direct depositInterest bearingNo minimum balanceOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money