Capital OneChecking accountChecked Oct 10, 2026Updated
Capital One 360 Checking
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- No minimum to open
- On our list
- #240 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$250Account bonus
Open a new 360 Checking account with promo code CHECKING250 and set up and receive at least 2 qualifying direct deposits, each of $500 or more, in your first 75 days.
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 70,000+ fee-free Capital One, MoneyPass® and Allpoint® ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 70,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Cashier’s check
- $20Source · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Features
Automatic savingsBill payBranch accessCard lockCash deposit ATMCash deposit retailCheck writingContactless cardDebit cardEarly direct depositFree checksInterest bearingJoint accountsMobile check depositNo foreign transaction feeNo minimum balanceNo overdraft feesOnline openingOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees