TD BankChecking accountChecked Oct 10, 2026Updated
TD Complete Checking
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- No minimum to open
- On our list
- #287 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$200For new customers · ends November 30, 2026
Open a new TD Complete Checking account and have $500 total in qualifying direct deposits post to the account within 60 days; each direct deposit must be at least a $250 payroll, pension, or government benefit payment; P2P and transfers from other accounts are excluded.
$100For new customers
Open a new TD Complete Checking account and complete a minimum of 15 TD Visa Debit Card purchases within 60 calendar days of the account opening date.
$100With a current customer’s referral · Share the Green
The referred client must provide the friend's unique Share the Green offer code when opening a new TD personal checking account at a TD Store or online at TD.com, then within 60 days either receive a qualifying electronic direct deposit of
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Have $500 or more in direct deposits within a statement cycle
- Maintain a minimum daily balance of $500
- Have a $5,000 minimum daily combined balance across all personal deposit accounts that you request to be linked
- Primary account holder is ages 17-23
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- TD ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $8Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
Features
ATM fee rebatesBill payCheck writingContactless cardDebit cardEarly direct depositFree checksFree external transfersOnline openingOverdraft grace periodSpending alertsSupport 24/7Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees