JPMorgan Chase BankSavings accountChecked Oct 10, 2026Updated
JPMorgan Chase Chase Savings
0.01%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $1 after fees
- Monthly fee
- $5 a month
- To open
- No minimum to open
- On our list
- #71 of 234 savings accounts, by a year’s value on $10,000
Visit JPMorgan ChaseThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.01% | $0 |
| $5,000 | 0.01% | $0 |
| $10,000 | 0.01% | $1 |
| $25,000 | 0.01% | $2 |
| $50,000 | 0.01% | $5 |
| $100,000 | 0.01% | $10 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $9,999 | 0.01% |
| $10,000 to $24,999 | 0.01% |
| $25,000 to $49,999 | 0.01% |
| $50,000 to $99,999 | 0.01% |
| $100,000 to $249,999 | 0.01% |
| $250,000 to $499,999 | 0.01% |
| $500,000 to $999,999 | 0.01% |
| $1,000,000 to $5,000,000 | 0.01% |
| $5,000,000 to $10,000,000 | 0.01% |
| $10,000,000 and up | 0.01% |
Source: the bank’s rates · as of Oct 10, 2026
Bonuses
$200For new customers · ends 01/27/2027
Open a new Chase Savings account with the offer code, deposit qualifying new money within 30 days of offer enrollment, and maintain the new money for 90 days from offer enrollment.
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $300+ balance at the beginning of each day
- $25+ in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile ® )
- Link this account to a Chase College Checking SM account that is enrolled in Overdraft Protection
- An account owner who is under the age of 18
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $35Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Features
Automatic savingsBranch accessInterest bearingMobile check depositOnline openingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money