No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Hancock Whitney BankChecking accountChecked Oct 10, 2026Updated

Hancock Whitney Freestyle Checking

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
$25 to open
On our list
#807 of 986 checking accounts, by a year’s value for an everyday customer
Visit Hancock WhitneyThe bank’s own page · checked Oct 10, 2026

Bonuses

  • $300Account bonus · ends 2/28/2027

    Open a Freestyle Checking account, use the required promo code, and set up and receive qualifying direct deposits totaling $2,000 or more within the first 90 days of opening; the email given at account opening must match the email submitted to get the promo code.

    Can you meet it? The bank bonus finder

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Make one client-initiated debit or credit transaction per statement cycle
  • Primary account owners younger than 18 ... pay no service charge
  • Primary account owners ... age 64 or over pay no service charge
  • Have a Priority Checking or Private Wealth Checking Account
Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
$36Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Early closure fee
$20Source · checked Oct 10, 2026

Who can open it

Where
Texas, Louisiana, Mississippi, Alabama, FloridaSource · checked Oct 10, 2026

Features

Bill payBudgeting toolsCard lockCustom card designDebit cardEarly direct depositMobile check depositMobile walletNo overdraft feesOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 4 items counted at typical fees