Citibank Regular Checking

Bonuses

• $325For new customers · ends 10/26/26

  Open a new Regular Checking account by applying exclusively from this page from 4/14/26 to 10/26/26, be a new checking customer, and complete at least two Enhanced Direct Deposits directly into the new account within 90 calendar days from account opening, with total completed Enhanced Direct Deposit

  Can you meet it? The bank bonus finder

• $1,500For new customers · ends 10/26/26

  Open a new Regular Checking account, enroll in the bonus offer the same day, deposit New-to-Citibank Funds within 45 calendar days from account opening, and maintain the required minimum balance for an additional 45 days from the 46th day.

  Can you meet it? The bank bonus finder

Fees

Monthly fee

$15 a monthSource · checked Oct 10, 2026

Ways to avoid the monthly fee

Any one of these:

• With a Relationship Tier
• when you have $250+ in Enhanced Direct Deposits

Source · checked Oct 10, 2026

Overdraft fee

NoneSource · checked Oct 10, 2026

Returned item (NSF) fee

NoneSource · checked Oct 10, 2026

ATM network

65,000+ ATMs across the U.S.Source · checked Oct 10, 2026

ATMs in the network

65,000Source · checked Oct 10, 2026

Out-of-network ATM fee

$2.50Source · checked Oct 10, 2026

Foreign transaction fee (debit card)

3%Source · checked Oct 10, 2026

Incoming domestic wire

NoneSource · checked Oct 10, 2026

Incoming international wire

NoneSource · checked Oct 10, 2026

Cashier’s check

$10Source · checked Oct 10, 2026

Stop payment

$30Source · checked Oct 10, 2026

Who can open it

Minimum age

18Source · checked Oct 10, 2026

Features

Check writingDebit cardMobile check depositNo foreign transaction feeNo overdraft feesOnline openingZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.