TD BankChecking accountChecked Oct 10, 2026Updated
TD Beyond Checking
- A year for an everyday customer
- −$300 fees and interest, $2,000 kept
- Monthly fee
- $25 a month
- To open
- No minimum to open
- On our list
- #929 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$300For new customers · ends November 30, 2026
Open a new TD Beyond Checking account and have $2,500 total in qualifying direct deposits post to the account within 60 days; each direct deposit must be at least a $250 payroll, pension, or government benefit payment; P2P and transfers from other accounts are excluded.
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5,000 or more in direct deposits within a statement cycle
- $2,500 minimum daily balance is maintained
- maintain a $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- Non-TD ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $70 a monthSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- $8Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
Features
ATM fee rebatesBill payCheck writingContactless cardDebit cardEarly direct depositFree checksFree external transfersInterest bearingOnline openingOverdraft grace periodSpending alertsSupport 24/7Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
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