Bonus eligibility checker
Can you get the bonus again?
Issuers limit how often they pay a welcome bonus: once per card in 48 months, once per lifetime, once on any of their cards. Enter the month you last got a card’s bonus and see, from the issuer’s own rule, whether you can get it now, from when, or not again.
- Every figure from the bank’s or issuer’s own terms
- Ranked on value alone, never on what pays us
- Nothing you enter is stored
33 cards from 7 issuers state a rule we can publish. Your dates stay in this browser. Rules that aren’t in an issuer’s terms (such as Chase’s widely reported “5/24”) aren’t here, and approval is a separate question: a bonus rule only says who can earn the bonus.
BECU
- Business Cash Back Credit CardBonus: $300 cash back
1 bonus per 12 months: If you’ve had this bonus in the last 12 months (a year), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months, (iii) individuals who currently have a Business Credit Card and switch to a Business Cash Back credit card, or (iv) to individuals who have opened a different Business Cash Back Credit Card account within the previous 12 months.”
Source: the issuer’s terms · as of Oct 7, 2026
Capital One
- Bass Pro Shops CLUB Credit CardBonus: 60 CLUB Points
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Cabela's CLUB Credit CardBonus: 60 CLUB Points
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Capital One VentureOne BusinessBonus: 50,000 miles
See the issuer’s wording: Current or past cardholders may not get the bonus.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“This bonus may not be available for existing or previous Capital One Business card holders.”
Source: the issuer’s terms · as of Oct 7, 2026
- Kohl’s CardBonus: 40 percent discount
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 10, 2026
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 8, 2026
- Quicksilver Cash Back Rewards CardBonus: $200 cash bonus
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Quicksilver StudentBonus: $50 cash
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Savor RewardsBonus: $200 cash bonus
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Savor StudentBonus: $50 cash
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- Venture Rewards CardBonus: 75,000 miles
1 bonus per 48 months: If you’ve had a bonus on this card or one of its family in the last 48 months (4 years), you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You are not eligible for this bonus if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
- VentureOne RewardsBonus: 20,000 miles
1 bonus per 48 months: If you’ve had a bonus on this card or one of its family in the last 48 months (4 years), you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You are not eligible for this product if you have received a new cardmember bonus for the Capital One VentureOne card, the Capital One Venture card, or the Capital One Venture X card in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
Source: the issuer’s terms · as of Oct 7, 2026
Chase
- Ink Business Premier(R) Credit Card: Cash BackBonus: $1,000 cash back
Once per lifetime: If you’ve ever had this card, you can’t get the bonus.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“The new cardmember bonus may not be available to you if you have ever had this card.”
Source: the issuer’s terms · as of Oct 7, 2026
- Sapphire Reserve for Business Credit CardBonus: 200,000 points
Once per lifetime: If you’ve ever had this card, you can’t get the bonus.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“The new cardmember bonus may not be available to you if you have ever had this card.”
Source: the issuer’s terms · as of Oct 7, 2026
Citi
- American Airlines AAdvantage® MileUp CardBonus: 15,000 AAdvantage® miles
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“American Airlines AAdvantage ® new cardmember bonus offer not available if you have received a new account bonus for an AAdvantage ® MileUp ® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into an AAdvantage ® MileUp ® account.”
Source: the issuer’s terms · as of Oct 7, 2026
- Citi Double Cash® Credit CardBonus: $200 cash back
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Bonus ThankYou ® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account.”
Source: the issuer’s terms · as of Oct 7, 2026
- Citi Strata℠ CardBonus: 20,000 ThankYou Points
Once per lifetime: If you’ve ever had a bonus on this card or one of its family, you can’t get it.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“New account bonus offer is not available if you currently have or previously had a Citi Strata ® or a Citi Strata Student account.”
Source: the issuer’s terms · as of Oct 8, 2026
- Citi® / AAdvantage® Executive World Legend Mastercard®Bonus: 125,000 AAdvantage miles
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“American Airlines AAdvantage ® new cardmember bonus offer not available if you have received a new account bonus for a Citi ® / AAdvantage ® Executive account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi ® / AAdvantage ® Executive ® account.”
Source: the issuer’s terms · as of Oct 7, 2026
- Citi® / AAdvantage® Globe™ Mastercard®Bonus: 60,000 AAdvantage® miles
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“American Airlines AAdvantage ® new cardmember bonus offer not available if you have received a new account bonus for a Citi ® / AAdvantage ® Globe ™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi ® / AAdvantage ® Globe ™ account.”
Source: the issuer’s terms · as of Oct 7, 2026
FNBO
See the issuer’s wording: Current or past cardholders may not get the bonus.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“Members who have already received this bonus miles, including those re-applying or holding multiple JAL USA CARDs, are not eligible).”
Source: the issuer’s terms · as of Oct 10, 2026
TD Bank
- TD Cash Credit CardBonus: $200 Cash Back rewards
Once per lifetime: If you’ve ever had a bonus on any TD Bank card, you can’t get it.on any TD Bank card
Uses your last TD Bank bonus, above.
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“This online offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this Account or any other account with us.”
Source: the issuer’s terms · as of Oct 7, 2026
- TD Double Up Credit CardBonus: $200 statement credit
See the issuer’s wording: Current or past cardholders may not get the bonus.on any TD Bank card
Uses your last TD Bank bonus, above.
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“This online offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this Account or any other account with us.”
Source: the issuer’s terms · as of Oct 7, 2026
Wells Fargo
- Cash Back Credit CardBonus: $100 cash rewards
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- Choice Privileges MastercardBonus: 60,000 Choice Privileges points
1 bonus per 15 months: If you’ve had a bonus on this card or one of its family in the last 15 months, you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges Mastercard Credit Card or a Choice Privileges Select Mastercard Credit Card within the last 15 months from the date of this application, even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- Choice Privileges® Select Mastercard®Bonus: 60,000 Choice Privileges points
1 bonus per 15 months: If you’ve had a bonus on this card or one of its family in the last 15 months, you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges Mastercard Credit Card or a Choice Privileges Select Mastercard Credit Card within the last 15 months from the date of this application, even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- Our Best Rewards Credit CardBonus: 20,000 points
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- The One Key+™ Card MastercardBonus: 350 OneKeyCash
1 bonus per 48 months: If you’ve had a bonus on this card or one of its family in the last 48 months (4 years), you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you opened a One Key, One Key+, or Hotels.com Card within the last 48 months from the date of the application even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- The One Key® Card No Annual Fee Credit CardBonus: 250 OneKeyCash
1 bonus per 48 months: If you’ve had a bonus on this card or one of its family in the last 48 months (4 years), you can’t get it again yet.on this card family
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you opened a One Key, One Key+, or Hotels.com Card within the last 48 months from the date of the application even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026
- Wells Fargo Autograph Journey Visa CardBonus: 60,000 Wells Fargo Rewards points
1 bonus per 48 months: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.on this card
Add a month to check.You can get it nowFrom Not again: once per lifetimeNo waiting period stated: read the wordingThe issuer’s wording
“You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.”
Source: the issuer’s terms · as of Oct 7, 2026