Citi® / AAdvantage® Executive World Legend Mastercard®
125,000 AAdvantage miles after you spend $15,000 in 5 months. $695 a year.
- Welcome offer
- Issuer's pageciti.com
“Earn 125,000 AAdvantage® bonus miles after $15,000 in purchases in the first 5 months.”
- Annual fee
- Issuer's pageciti.com
“Annual fee: $695 .”
- Purchase APR
- Issuer's pageciti.com
“Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 19.74 % - 29.74 %, based on creditworthiness.”
- Foreign transaction fee
- Issuer's pageciti.com
“No Foreign Transaction Fees 1”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | −$575 | −$575 |
| Typical spender | −$395 | −$395 |
| Heavy spender | $1,325 | $75 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢; welcome bonus needs $15,000 in 5 months; not counted: 12x eligible AAdvantage Hotels bookings.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
Welcome offer
125,000 miles
After you spend $15,000 on purchases in your first 5 months.
Limited-time offer; qualifying purchases must be made in the first 5 months. New cardmembers only and subject to credit approval.
Spending it takes$3,000 a monthfor 5 months
Tracking sinceSep 29, 2026history will chart every change
How you earn · American Airlines AAdvantage
- 4× mileseligible American Airlines purchases
- 12× mileseligible AAdvantage Hotels bookings
- 12× mileseligible AAdvantage Cars bookings
- 1× milesEverything else
Rates and fees
| Annual fee | Issuer's pageciti.com “Annual fee: $695 .” |
|---|---|
| Purchase APR | Issuer's pageciti.com “Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 19.74 % - 29.74 %, based on creditworthiness.” |
| Balance transfer APR | Issuer's pageciti.com “Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 19.74 % - 29.74 %, based on creditworthiness.” |
| Balance transfer fee | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | Issuer's pageciti.com “Cash advance variable APR 29.99 %.” |
| Cash advance fee | Issuer's pageciti.com “Cash advance fee: 5 % of each advance ($ 10 minimum).” |
| Penalty APR | Issuer's pageciti.com “Variable Penalty APR up to 29.99 %.” |
| Foreign transactions | Issuer's pageciti.com “No Foreign Transaction Fees 1” |
| Minimum interest charge | Issuer's pageciti.com “Minimum interest charge $ 0.50 .” |
Carrying a balance? See how long it takes to pay off
Benefits
- First checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 8 companions on the same reservation.
- Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years.
- Admirals Club membership with unlimited visits for the primary cardmember and up to 2 guests or immediate family members; access to more than 100 Admirals Club lounges and partner lounges worldwide.
- Omni Hotels and Resorts Champion Status; primary cardmembers are eligible to enroll. Benefits include early check-in, late check-out and room upgrades, subject to availability.
- Once per calendar year, primary cardmembers can earn an Omni Free Night Award after completing a stay of two or more consecutive nights at a hotel booked directly through Omni Hotels and Resorts on omnihotels.com; enrollment in Champion Status is required.
- No foreign transaction fees.
- Earn 1 Loyalty Point toward AAdvantage status for every eligible AAdvantage mile earned from purchases.
- May earn a 10,000 Loyalty Point bonus after reaching 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year.
- Citi Entertainment special access to presale tickets and exclusive experiences for eligible Citi credit card customers.
- Citi Flex Pay is available on eligible purchases of $75 or more.
- AAdvantage miles can be redeemed for flights, seat upgrades, car rentals, hotel stays, vacation packages and more.
- Trip delay
- Trip cancellation
- Baggage
- Rental car
Questions
- What is the annual fee?
- $695 citi.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. citi.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR citi.com, since Sep 29, 2026
- Is there a welcome bonus?
- 125,000 AAdvantage miles after $15,000 in purchases in 5 months. citi.com, since Sep 29, 2026
Other miles cards with fees over $300
- Capital One Venture X BusinessCapital One · $395 a year+$655 a year
- Venture X RewardsCapital One · $395 a year+$600 a year
- Delta SkyMiles PlatinumAmerican Express · $350 a year+$455 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).