Capital OneChecked Oct 4, 2026

Capital One Spark 1.5% Cash Select

$750 cash after you spend $6,000 in 3 months. No annual fee.

Welcome offer: Issuer's pagecapitalone.com
“Plus, earn a $750 cash bonus when you spend $6,000 in the first 3 months.”
Checked Oct 4, 2026Open on capitalone.com Report a problem
Annual fee: Issuer's pagecapitalone.com
“$0 Annual Fee”
Checked Oct 4, 2026Open on capitalone.com Report a problem
Purchase APR: Issuer's pagecapitalone.com
“0% intro APR for 9 months; 16.74% - 26.74% variable APR after that based on your creditworthiness.”
Checked Oct 4, 2026Open on capitalone.com Report a problem
Foreign transaction fee: Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026Open on capitalone.com Report a problem

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

The spending each assumes, a month

Light spender: groceries $300, dining $100, gas $100, everything else $500
Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Assumed: welcome bonus needs $6,000 in 3 months.

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

No annual fee, like about 85% of the 626 cards we track.
Worth more to a typical spender than about 85% of the 650 cards we track.
Lower top APR than about 70% of the 128 cards on our Sign-up bonuses list (see the list).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

$750 cash

After you spend $6,000 on purchases in your first 3 months.

One-time cash bonus for new cardholders; certain terms, conditions and exclusions apply.

Spending it takes$2,000 a monthfor 3 months

Tracking sinceSep 29, 2026history will chart every change

Rates and fees for the Capital One Spark 1.5% Cash Select, each with its source
Annual fee	Issuer's pagecapitalone.com “$0 Annual Fee” Checked Oct 4, 2026Open on capitalone.com Report a problem
Purchase APR	Issuer's pagecapitalone.com “0% intro APR for 9 months; 16.74% - 26.74% variable APR after that based on your creditworthiness.” Checked Oct 4, 2026Open on capitalone.com Report a problem variable
Intro APR	Issuer's pagecapitalone.com “New cardholders enjoy a 0% intro APR for the first 9 months.” Checked Oct 4, 2026Open on capitalone.com Report a problem 9 months
Foreign transactions	Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026Open on capitalone.com Report a problem

Complimentary access to Capital One Business Travel, an all-in-one business travel management solution.
No foreign transaction fees on purchases made outside of the United States.
Roadside assistance services for auto-related emergencies, such as jump-starting, tire changing and towing.
Extended warranty

What is the annual fee?: $0 capitalone.com, since Sep 29, 2026
Does it charge a foreign transaction fee?: No. capitalone.com, since Sep 29, 2026
What is the purchase APR?: 26.74% APR capitalone.com, since Sep 29, 2026
Is there an intro APR?: 0% for 9 months. capitalone.com, since Sep 29, 2026
Is there a welcome bonus?: $750 cash back after $6,000 in purchases in 3 months. capitalone.com, since Sep 29, 2026
What credit do you need?: Excellent capitalone.com, since Sep 29, 2026

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).