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Capital OneChecked Oct 4, 2026

Quicksilver Cash Back Rewards Card

$200 cash bonus after you spend $500 in 3 months. No annual fee.

Welcome offer
Annual fee

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender$180$180
Typical spender$450$450
Heavy spender$990$990
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

How it compares

  • No annual fee, like about 85% of the 626 cards we track.
  • Worth more to a typical spender than about 85% of the 650 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Welcome offer

$200 cash

After you spend $500 on purchases in your first 3 months.

Available upon approval to eligible Quicksilver primary account holders when applying through this page. The bonus may not be available if the applicant navigates away from or closes the page. Existing or previous cardmembers are not eligible if they received a new cardmember bonus for this product in the past 48 months. The bonus is applied to the rewards balance within two billing cycles after qualification.

Spending it takes$167 a monthfor 3 months
Tracking sinceSep 29, 2026history will chart every change

How you earn · Quicksilver Cash Back Rewards

  • 1.5%Everything else

Rates and fees

Rates and fees for the Quicksilver Cash Back Rewards Card, each with its source
Annual fee

Carrying a balance? See how long it takes to pay off

Questions

What is the annual fee?
$0 annual fee capitalone.com, since Sep 30, 2026
Is there a welcome bonus?
$200 cash back after $500 in purchases in 3 months. capitalone.com, since Sep 29, 2026
What credit do you need?
Excellent capitalone.com, since Oct 1, 2026

Other cash back cards with no annual fee

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).