Visa Signature Cash Rewards, Visa Signature Travel Rewards, Go Buffs Visa Signature
$200 dollars after you spend $1,000 in 3 months. $49 a year.
- Welcome offer
- Issuer's pageelevationscu.com
“$200 bonus”
- Annual fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $380 | $180 |
| Typical spender | $650 | $450 |
| Heavy spender | $1,190 | $990 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Lower top APR than about 85% of the 128 cards on our Sign-up bonuses list (see the list).
- Worth more to a typical spender than about 85% of the 650 cards we track.
- Lower annual fee than about 35% of the 131 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$200 cash
After you spend $1,000 on purchases in your first 3 months.
The Visa Signature Cash Rewards Card offer is described as a $200 bonus. The footnote states that the account receives 20,000 bonus points redeemable for $200 cash back. The offer is unavailable to current cardmembers and previous cardmembers who received a bonus for this card within the last 24 months.
How you earn · Elevations Rewards
- 1.5%Everything else
Rates and fees
| Annual fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Intro APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Balance transfer APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Late payment | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Visa Signature Concierge Service provides complimentary 24/7 assistance with travel, entertainment, dining reservations, ticketing, and related services.
- Cardholders receive exclusive access to special travel, experience, and shopping discounts.
- Visa Zero Liability policy protects against fraudulent charges.
- Elevations donates 2¢ to local causes via the Local Change Foundation each time the card is swiped.
- Rental car
- Trip cancellation
- Trip delay
- Baggage
- Travel accident
- Cell phone
Questions
- What is the annual fee?
- $49 Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- Yes: 1%. Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- What is the purchase APR?
- 18.24–21.00% APR Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Is there an intro APR?
- 0% for 12 months. Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Is there a welcome bonus?
- $200 cash back after $1,000 in purchases in 3 months. elevationscu.com, since Oct 2, 2026
Other cash back cards with fees up to $100
- The One Key+ Card MastercardWells Fargo · $99 a year+$185 a year
- Blue Cash PreferredAmerican Express · $95 a year+$105 a year
- Credit One Bank WanderCredit One · $95 a year+$65 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).