No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Frost BankMoney market accountChecked Oct 10, 2026Updated

Frost Money Market Account

2.65%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
−$180 after fees
Monthly fee
$15 a month
Visit FrostThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–−$180
$5,000–−$180
$10,000–−$180
$25,0001.25%$312
$50,0001.30%$650
$100,0001.40%$1,400

Rates by balance

BalanceAPY
$25,000 to $50,0001.25%
$50,000 to $100,0001.30%
$100,000 to $250,0001.40%
$250,000 to $1,000,0001.57%
$1,000,000 to $2,500,0002.35%
$2,500,000 to $10,000,0002.50%
$10,000,000 to $20,000,0002.65%

Source: the bank’s rates · as of Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain $15,000 minimum daily balance in this account
  • own a Frost Premium Account
Source · checked Oct 10, 2026
Withdrawals a month
6Source · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026

Features

Branch accessInterest bearingOverdraft protection transferSupport 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money