No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Frost BankChecking accountChecked Oct 10, 2026Updated

Frost Personal Account

$8monthly fee
A year for an everyday customer
−$96 fees and interest, $2,000 kept
On our list
#742 of 986 checking accounts, by a year’s value for an everyday customer
Visit FrostThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$8 a monthSource · checked Oct 10, 2026
ATM network
1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North TexasSource · checked Oct 10, 2026
ATMs in the network
1,700Source · checked Oct 10, 2026

Features

Card lockContactless cardCustom card designDebit cardEarly direct depositLive chatMobile check depositMobile walletNo overdraft feesOnline openingOverdraft grace periodSpending alertsSupport 24/7Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees