No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Frost BankChecking accountChecked Oct 10, 2026Updated

The Frost Personal Account

$8monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
On our list
#353 of 986 checking accounts, by a year’s value for an everyday customer
Visit FrostThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$8 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Direct deposits, mobile deposits, debit card credits** or Zelle credits totaling $100 or more
  • $1,000 minimum daily balance
  • $5,000 combined average daily balances*** in personal deposit accounts, including checking, savings, money market, CDs and IRAs
  • Account owner under the age of 25
  • You own a Frost Premium Account
Source · checked Oct 10, 2026
ATM network
Frost ATM networkSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees