Frost BankChecking accountChecked Oct 10, 2026Updated
Frost Plus Account
0.03%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$179 fees and interest, $2,000 kept
- Monthly fee
- $15 a month
- On our list
- #833 of 986 checking accounts, by a year’s value for an everyday customer
Visit FrostThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Combined average daily balances* of $10,000 in personal deposit accounts
- You are a borrower on a Frost consumer real estate secured loan, including mortgage
- You own a Frost Premium Account
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 105Source · checked Oct 10, 2026
- ATM network
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North TexasSource · checked Oct 10, 2026
- ATMs in the network
- 1,700Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $5 a monthSource · checked Oct 10, 2026
- Outgoing domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Features
ATM fee rebatesBranch accessCard lockContactless cardCustom card designDebit cardEarly direct depositFree checksInterest bearingLive chatMobile check depositMobile walletNo overdraft feesOnline openingOverdraft grace periodOverdraft protection transferSpending alertsSupport 24/7Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees