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Frost BankChecking accountChecked Oct 10, 2026Updated

Frost Under 25 Account

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$50 to open
Visit FrostThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • one account owner under 25
  • Direct deposits*, mobile deposits, debit card credits** or Zelle credits totaling $100 or more
  • Keep a minimum daily balance of $1,000
  • Combined average daily balance in personal accounts of $5,000***
Source · checked Oct 10, 2026
Minimum to open
$50Source · checked Oct 10, 2026
ATM network
1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North TexasSource · checked Oct 10, 2026
ATMs in the network
1,700Source · checked Oct 10, 2026

Features

Card lockDebit cardEarly direct depositJoint accountsOnline openingSpending alertsSupport 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees