Frost BankChecking accountChecked Oct 10, 2026Updated
Frost Premium Account
0.04%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$359 fees and interest, $2,000 kept
- Monthly fee
- $30 a month
- To open
- $25 to open
- On our list
- #966 of 986 checking accounts, by a year’s value for an everyday customer
Visit FrostThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Interest compounds
- Interest will be compounded and credited to the account monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $30 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- $250,000 combined average daily balances of personal deposit and investment accounts* you own.Source · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North TexasSource · checked Oct 10, 2026
- ATMs in the network
- 1,700Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $15 a monthSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Near its branchesSource · checked Oct 10, 2026
Features
ATM fee rebatesBranch accessCard lockCheck writingContactless cardCustom card designDebit cardEarly direct depositFree checksInterest bearingLive chatMobile check depositMobile walletNo overdraft feesOnline openingOverdraft grace periodOverdraft line of creditOverdraft protection transferSpending alertsSupport 24/7Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
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